If a fire in your rented home destroyed your belongings, how much would it cost to replace them? How much money could you lose if you’re held responsible for an accident in your home and sued? Your renters insurance could reimburse you in these (and other) situations. Deciding how much you need means considering the … Read more
Put simply, a mortgage refinance replaces one mortgage with another. People tend to avoid mortgage refinancing when rates are high, and average rates have been rising steadily since 2022, reaching a peak of 7.79% for a 30-year fixed-rate mortgage at the end of October 2023. However, they have dropped somewhat since then, standing at just … Read more
When there’s an auto accident, most people believe that someone is at fault. Fault often determines whose insurance pays for the damage and injuries. However, some accidents are considered “no-fault accidents,” where the insurance company cannot assign blame to one party. We compare at-fault vs. no-fault accidents, where the rules apply, and how auto insurance … Read more
Introduction Most investors usually stick to traditional assets like stocks and bonds because they’re comfortable with the familiar. However, adding alternative investments to your portfolio can provide broader diversification, help reduce volatility, and yield higher returns. Art is gaining traction as an alternative investment option—not just among the ultra-wealthy. Different types of art to invest … Read more
Introduction In general, Co-borrower and co-signer differences borrowers are required to meet strict income and credit criteria to obtain a loan. Many struggle to meet these requirements without some help, due to poor credit or other financial setbacks. There are two primary methods to help someone else get a loan: co-signing and co-borrowing. “Both co-signers … Read more
Introduction In recent years, the landscape of online investing has dramatically changed, Pros and Cons of Robinhood largely due to the rise of Robinhood, a brokerage firm that revolutionized the industry by offering commission-free trades. Benefits and Drawbacks of Robinhood In this article, we’ll dive deep into the differences between Robinhood and its competitors, examining … Read more
Introduction How Pet Insurance Works As we move into 2024, the importance of pet insurance has never been clearer. Our pets are beloved members of our families, and just like us, they require medical care from time to time. Unfortunately, the cost of veterinary care continues to rise, making unexpected medical bills a financial burden … Read more
Introduction The best credit cards on the market change over time as card issuers update their promotions and new card offers are introduced. Best credit card for Amazon shopping That’s why we created this list that’s updated regularly. Here you can find out which credit cards are the most promising at the moment, including travel … Read more
Introduction Best Credit Cards for Fair or Average Credit in 2024 People with fair credit are often faced with difficult decisions when they need credit. If you fit this description and are looking to apply for a credit card, you may have a lot of questions. For example, you might be asking. Types How can … Read more
When you have less-than-perfect credit, you might find your options limited when it comes to all things that have to do with your finances. This includes credit cards. There are a limited number of credit cards available to borrowers with bad credit. However, it’s not all gloom and doom. Some credit cards are designed to … Read more